We have already shown you how easy it is to search Florida's unclaimed cash and property division.
Click here: Step-by-step instructions on how to search for cash
But after speaking with Pitman, we have some other sites to assist you in search for cash:
1. You can search other states where you've lived for FREE:
2. Did you forget to rollover your 401 K from your first job? Or maybe you didn't realize your former company also gave you a pension? It's easy to search for big bucks for your retirement:
3. Pension Benefit Guaranty Corporation:
4. Florida has millions of dollars of unclaimed child support payments:
Check out the Missing Money Lady's insider tips:
Top 3 missing money websites you've never heard of:
The United States Free Public Directory:
Class Action Lawsuits:
- This site has some listings by county for unclaimed property that is in the pre-escheat phase. To search, enter your state under "Search Public Records by State" near the top. Then, in the same place, there will be a drop down menu that says "Search Public Records by Category". Scroll down to "unclaimed property". Go down on the page. The first listing will be the unclaimed property link for the state. Counties that have information will be listed below that. There are also loads of other useful links available on this site.
Terminated 401K Plans
- Everybody has received one of those postcards in the mail about being part of a class action lawsuit with print that's too small to read. What happens to that money when those who were unknowingly added to the claimant pool don't claim their money? Look on this site to see if you have anything coming to you. You can also look at other class action lawsuits that you may want to be a part of.
- Did the company you work for terminate your 401K plan? You can search for information about terminated 401K plans by going to the Department of Labor Employee Benefits Security Administration.
Top 3 missing money search tips:
3. Enter just your first name where is asks for your last name. Then do it again, this time adding your last name under the first name spot.
2. You may have listings under the name of your bank or brokerage. The financial institution is listed on the top line. Then the account holder's name is listed on the first line of the address. This makes it impossible to search by name! Enter the name of your financial instiution under the last name spot and scan down the address section to see if you're listed.
1. When searching the names of deceased relatives, under the last name, enter any or each of the following in your searched:
- Estate of
- The Estate of
- Est of
- The Est of
- To the Estate of
If you don't search the way it's listed, you'll never find it.
Top 6 tips to prevent your money from going to the state:
6. Make sure you get your final paycheck. It sounds obvious. But if the last day that you worked is the first day of a new pay period, then you have two checks coming, not just one. In addition, if you have vacation time, some employers pay that in a separate check. Ask Human Resources if they mail the check to you or if you need to pick it up.
5. Change your address when you move. Postal forwarding is only good for one year. Don't forget the IRS so you get your refund, the police department if you reported stolen property (in case it gets recovered--it happens!), employer sponsored benefit plans such as retirement and insurance benefits. It's not up to the employer to notify these contracted services. If you leave a job and you have a 401K/403B consider opening a personal IRA so that money doesn't get left behind. ROllovers usually have no tax consequences but check with a tax advisor to see about your personal situation.
4. Make a list of your assets and leave it with someone you trust. Be sure to update it periodically.
3. Ask to have your utility deposit refunded if you've been current with your utility payments for at least a year. Getting it as a credit on your bill prevents the chance of anything happening to the check.
2. Update your beneficiary contact information on your life insurance policy. In some cases the person may have already died or it may be an ex-spouse or other person you don't want to have the funds.
1. Keep in contact with your accounts. The lack of customer initiated activity is what starts the clock for dormancy. Deposit or withdraw $5 from your savings account. Call and make sure they have your correct address. And make sure they update all your accounts when you call--savings, checking, CDs, whatever else you have with them. Log in to your account. Do the same thing with your brokerage accounts.