Hernando County, Florida -- "You look around, I don't see any neighbors. It's just a beautiful place to live," says Mike Skinner of his five acres in Hernando County.

But while Skinner gushes about country living, a gusher of rain on Tuesday ushered into his rural neighborhood a big problem. The main street going in and out, Riley Harris Road, really isn't there anymore.

"The road just collapsed," says Skinner, standing amid crumbled asphalt. "It couldn't take the water flow."

And now homeowners wonder what would happen if someone got sick or a fire breaks out. They worry that emergency vehicles would not be able to reach them.

"There's seven families back here; it's a dangerous situation, if there's a structure fire," says Skinner. Neighbor Shannon Jaros adds, "It does make us feel kind of left out in the open and lost as to what to do next."

Residents looked to the county for some help, but the crumbling road is a private one. And even though Hernando County crews have repaired it before, that is now against policy.

"If it's not county owned, then residents are kind of on their own to collectively get together and repair the road," says Hernando spokesperson Brenda Frazier. And there are a lot of people in that situation. Frazier says the county has about 130 miles of privately owned roads.

Because the collapse on Riley Harrisis an ongoing problem, some residents are now looking into ceding the road to the county, in exchange for some maintenance.

But for now, this private road is a private problem. And Skinner realizes there is no quick fix down the road.

"Whatever process we have to go through, it's surely going to take some time," he says.

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