Tampa, Florida -- You're going to see those "Sale" signs all over the place throughout the Bay area today. When it comes to the big box retailers, my advice is to hold-off!

Over the past three years, the biggest and best deals drop online, and they appear two-three days after Christmas. Here is our deal forecast and the important days to take note of.

LOCAL STORES: Top deals appear today and this weekend.

BIG BOX STORES: More deals are online. Hot days: tomorrow, Dec. 27 and Friday, Dec. 28.

WORST DAYS FOR RETURNS: Based on what we've seen 2008 - 2011, the busiest return days are Dec. 26, Dec. 28, Dec. 29 and Jan. 5.

EXPECTED DEALS TOMORROW AND FRIDAY: Bluetooth Handsets under $20, Ear Buds under $10, LCD TV's 40" - 42" Under $400, Laptops Under $299 - $350 and massive smaller appliance and small electronics deals (50% - 70% Off).

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