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Student Loans
Fast Facts about how student debt relief will be applied for borrowers with multiple loans
Student Loans
5 ways to spot a student loan forgiveness scam
Reports of scammers claiming to offer student loan forgiveness are on the rise after Biden’s student debt relief announcement. Here’s what to look out for.
Education
You won’t have to pay federal taxes on student debt relief, but states could tax it as income
Many VERIFY readers asked if student loan forgiveness will be taxed. You won’t have to pay federal taxes on forgiven loans, but states could tax it as income.
Student Loans
No, the president cannot permanently change student loan interest rates
Federal law gives Congress the authority to set federal student loan interest rates, not the president. That means Biden cannot make interest rate changes permanent.
Student Loans
Yes, the average forgiven PPP loan is far more than $20,000 student loan relief
Posts online claimed the average forgiven PPP loan is much higher than $20K available in student loan forgiveness. That’s true – the difference is more than $50K.
Student Loans
Yes, Parent PLUS loans are eligible for debt forgiveness
We answer common questions from VERIFY readers about how the Biden administration’s student debt forgiveness plan applies to Parent PLUS loans.
Student Loans
Yes, graduate loans are eligible for loan forgiveness
We answer three questions about how graduate loan debt is impacted by the Biden administration’s loan forgiveness plan.
Student Loans
Yes, eligible public service workers can still get full federal student loan forgiveness
While President Biden's recent announcement impacts a wider group of borrowers, there’s an existing program that offers full forgiveness for public service workers.
Student Loans
Yes, you can get a refund if you paid federal student loans during the payment pause
Borrowers who made payments during the pause can get a refund, and the government will include that in the student loan forgiveness, the Dept. of Education said.
Education
Yes, there is a way to check if you received a Pell Grant
President Biden’s student loan forgiveness plan forgives up to $20,000 for people who received Pell Grants. Here’s how to check if you got one.
Student Loans
Yes, some current college students qualify for student loan forgiveness
Current college students’ eligibility for student loan forgiveness comes down to two factors: income thresholds and when they took out their loans.
Student Loans
Yes, some federal student loan borrowers will need to apply for debt forgiveness
Some federal student loan borrowers will need to fill out a “simple application” for debt forgiveness if the Department of Education doesn’t have their income data.
Student Loans
5 ways to spot a student loan forgiveness scam
Reports of scammers claiming to offer student loan forgiveness are on the rise after Biden’s student debt relief announcement. Here’s what to look out for.
Education
You won’t have to pay federal taxes on student debt relief, but states could tax it as income
Many VERIFY readers asked if student loan forgiveness will be taxed. You won’t have to pay federal taxes on forgiven loans, but states could tax it as income.
Student Loans
No, the president cannot permanently change student loan interest rates
Federal law gives Congress the authority to set federal student loan interest rates, not the president. That means Biden cannot make interest rate changes permanent.
Student Loans
Yes, the average forgiven PPP loan is far more than $20,000 student loan relief
Posts online claimed the average forgiven PPP loan is much higher than $20K available in student loan forgiveness. That’s true – the difference is more than $50K.
Student Loans
Yes, Parent PLUS loans are eligible for debt forgiveness
We answer common questions from VERIFY readers about how the Biden administration’s student debt forgiveness plan applies to Parent PLUS loans.
Student Loans
Yes, graduate loans are eligible for loan forgiveness
We answer three questions about how graduate loan debt is impacted by the Biden administration’s loan forgiveness plan.
Student Loans
Yes, eligible public service workers can still get full federal student loan forgiveness
While President Biden's recent announcement impacts a wider group of borrowers, there’s an existing program that offers full forgiveness for public service workers.
Student Loans
Yes, you can get a refund if you paid federal student loans during the payment pause
Borrowers who made payments during the pause can get a refund, and the government will include that in the student loan forgiveness, the Dept. of Education said.
Education
Yes, there is a way to check if you received a Pell Grant
President Biden’s student loan forgiveness plan forgives up to $20,000 for people who received Pell Grants. Here’s how to check if you got one.
Student Loans
Yes, some current college students qualify for student loan forgiveness
Current college students’ eligibility for student loan forgiveness comes down to two factors: income thresholds and when they took out their loans.
Student Loans
Yes, some federal student loan borrowers will need to apply for debt forgiveness
Some federal student loan borrowers will need to fill out a “simple application” for debt forgiveness if the Department of Education doesn’t have their income data.
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